Why Do Personal Injury Laws Exist?

When we get into an accident, we hope that the person we were involved in an accident with have insurance. If they don’t have insurance, they’re breaking the law and will likely face a criminal charge or citation from a policeman at the scene of the accident. On top of this, without insurance, a lawsuit is basically the only way to make sure that the driver is held responsible for paying damages done to you. However, this situation is pretty rare. What’s more likely to happen is that the person you get in an accident with will have insurance, but the insurance company will try to pay you less than what you deserve.

Insurance companies have a tricky way of trying to get out of paying for all the damages done in car accidents. If you get in a serious accident and need to file a claim for lost wages or extended recovery therapy, insurance companies will try to weasel their way out of accepting the claim. This is where personal injury laws come in and help everyday people get the money they deserve. I actually found out about the Law Office of William J. Luse by searching for attorneys online. They are attorneys that represent clients to make sure insurance companies pay what they should after an accident. As someone who doesn’t have a law background, I wouldn’t know how to fight for myself in court. It would be scary to explain why I money for lost wages, potential lost wages and extended therapy in front of a judge. Also, there is so much paperwork and formality involved. I don’t have the time to figure out all that stuff. That’s why personal injury laws exist and why personal injury attorneys are helpful.

Insurance companies hire lawyers too. If I tried to fight insurance companies in court without a lawyer, I probably wouldn’t get anywhere. Insurance companies have the money to hire lawyers and provide expert witnesses. These people use their years of experience in the business to try and explain how an accident not caused by me is somehow my fault, or why I shouldn’t be compensated for my injuries. They may try to say that my injuries actually happened before the accident and I’m just using the accident as an excuse for money. They may say that I am responsible for my injuries in a car accident because I knew the risk of driving on the road. I wouldn’t know how to counter these sorts of things, especially on the spot in a courtroom. That’s why I’m glad we have the laws to protect victims in situations like that.

 

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